EMVCo has introduced a new test platform to facilitate functional testing of EMV 3-D Secure (3DS) solutions.
The EMV 3DS Test Platform will enable providers to check whether the performance of their solutions is in line with the EMV 3-D Secure Protocol and Core Functions Specification v2.1.0.
It is a messaging protocol that allows consumers to authenticate with card issuers during card-not-present e-commerce payments.
The platform’s features are said to promote more secure and consistent online transactions across various channels and connected devices. At the same time, it optimises the cardholder’s experience.
EMVCo executive committee chair Stephanie Ericksen said: “EMV 3DS promotes consumer familiarity, convenience and security across the rapidly advancing e-commerce environment.
“The availability of a functional testing framework for EMV 3DS is an important step towards the development of a globally interoperable, secure remote payments ecosystem.”
EMVCo is collectively owned by American Express, Discover, JCB, Mastercard, UnionPay and Visa. The technical body enables interoperability and acceptance of payment transactions.
The company has also collaborated with the Payment Card Industry Security Standards Council (PCI SSC) to align its 3DS testing with the council’s security standards and assessment programmes.
Both EMVCo and PCI SSC offer a workable structure for functional testing as well as security evaluation of EMV 3DS solutions.