IDEMIA has signed an agreement with the payments unit of Discover Financial Services to encourage digital contactless payment adoption.
The collaboration aims to simplify digital contactless payments across the POS as well as accelerate its rollout by card issuers.
Under the initiative, Discover Global Network has authorised IDEMIA to offer digital enablement services for any issuer or third party mobile wallets integrated with Discover EMV compliant contactless specification. This is called the D-Payment Application Specification (D-PAS).
Subsequently, IDEMIA will provide the necessary credentials into the mobile devices or other devices validated by card issuers to enable digital contactless payments.
All the users can tap their contactless enabled device at a D-PAS enabled contactless terminal to conduct purchases.
IDEMIA executive vice-president for financial institutions activities Pierre Barrial said: “We are very proud to be working once again with Discover. This agreement is another major milestone in our long-term relationship.
“We are looking forward to leveraging our respective assets and capabilities. The goal is to extend the reach to financial institutions and other service providers such as general purpose debit or credit but also gift, incentive, payroll, campus or private label card issuers.”
IDEMIA’s platform is supported by major mobile wallet providers to manage enrolment, provisioning of the cards across multiple countries.
Discover vice president of global commerce Ricardo Leite said: “By furthering our relationship with IDEMIA, we are helping third-party clients build tokenisation systems that best meet the needs of their customers.
“This may in turn allow even more cardholders to use their mobile devices with confidence for payment and other value-added services.”