Ingenico ePayments, the online and mobile commerce division of Ingenico Group, and Ingenico Labs, its innovation department, have jointly developed TapHero, a new contactless payment solution for mobile devices.
The technology combines elements from both card-present and card-not-present payments. The platform, the company said, will enable the user to make online payments by tapping a payment card against an NFC-enabled mobile phone.
For increased security, the company is adding a feature layer that simulates a card-present payment.
The company added that TapHero will automatically detect the presence of an NFC reader.
Ingenico ePayments vice president of products Ludovic Houri said: “TapHero is developed using proven technology from Ingenico Group, the global leader in seamless payment. Leveraging our deep expertise and leadership in contactless and EMV payments will allow us to provide a real breakthrough in user experience to drive conversion above and beyond what merchants are used to.”