Role: Underwriter – Motor Finance
£18,000-£25,000 per annum, negotiable depending on experience
This is an exciting and challenging position for a highly motivated and energetic individual with some motor finance underwriting experience. You must enjoy working in a very fast-paced, highly flexible, dynamic environment to build a career.
Applicants should have the ability to conduct risk assessments, make lending decisions in line with TCF principles, wider economic factors regarding lending guidelines and the company’s strategies.
You will make underwriting recommendations to higher mandate holders where mandate level is exceeded.
You will liaise and assist other team members regarding underwriting recommendations and decisions when required.
You will ensure that all referred applications have relevant procedural checks as highlighted, both system and manual as necessary e.g. Credit Reference Bureau, CIFAS, employment confirmation etc are utilized ensuring that all information and documentation is accurate.
Maintain knowledge and understanding of all relevant policies and procedures, being compliant at all times.
Pro-actively contact customers for additional information or clarification to meet lending conditions in a timely manner. Review and verify documentation received to support loan approvals for completion and accuracy
You will have:
• A knowledge of consumer lending
• Previous experience within an FCA regulated environment is desirable
• Excellent attention to detail and communication
Fantastic opportunities to develop in your role and progress, full training in a professional yet fun work environment.
If interested in this role, please contact Stacey 01279 713 900.