Stripe had four patents in cloud during Q4 2023. Stripe Inc filed patents for methods and apparatuses related to multi-factor authentication, data mirroring, and certificate authority systems. The multi-factor authentication method involves authenticating a commerce platform to a cloud services provider and validating encryption keys for merchant systems. The data mirroring method focuses on storing transaction data locally within the country of origin using a configuration file and multiple cloud providers. The certificate authority system provides authentication to devices associated with an organization by sending challenges, verifying responses, and signing authentication information with keys from the certificate authority system. GlobalData’s report on Stripe gives a 360-degreee view of the company including its patenting strategy. Buy the report here.

Stripe grant share with cloud as a theme is 25% in Q4 2023. Grant share is based on the ratio of number of grants to total number of patents.

Recent Patents

Application: Systems and methods for multi-factor authentication by a commerce platform using a cloud services provider (Patent ID: US20230379336A1)

The patent filed by Stripe Inc. describes a method and apparatus for multi-factor authentication of a merchant system by a commerce platform. The method involves authenticating the commerce platform to a cloud services provider, receiving an authentication request from the merchant system within a private communications network, and determining the validity of the encryption key used in the request. If the request originates from the private network and the encryption key is valid, the merchant system is authenticated to perform requested operations using the commerce platform.

The claims detail the steps involved in the multi-factor authentication process, including verifying the origin of the request within the private network, maintaining an authentication status for a period, and performing additional verifications based on triggers like dollar amount thresholds or changes to merchant account information. The method also includes decrypting encrypted portions of the request using complementary encryption keys, detecting IP addresses, and domain ownership for verification purposes. The patent further covers scenarios where reauthentication is required after a certain period and the processing of transaction requests without repeated authentication within that period.

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GlobalData, the leading provider of industry intelligence, provided the underlying data, research, and analysis used to produce this article.

GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.