Stripe had 30 patents in digitalization during Q4 2023. Stripe Inc filed patents related to geographic-based access authorization, multi-factor authentication for merchants, PIN input authentication, modeling and analysis of commerce platform system infrastructure, and coordinating purchases through third party applications. These patents focus on enhancing security, user experience, and cost analysis within the commerce platform ecosystem. GlobalData’s report on Stripe gives a 360-degreee view of the company including its patenting strategy. Buy the report here.

Stripe grant share with digitalization as a theme is 43% in Q4 2023. Grant share is based on the ratio of number of grants to total number of patents.

Recent Patents

Application: Location-based access approval (Patent ID: US20230412612A1)

The patent filed by Stripe Inc. describes a method for granting geographic-based access authorization by storing access credentials, receiving travel data for a user's travel plans, transmitting this data to the issuer of the access credential, updating access rules based on the travel plans, and authorizing access during travel according to the updated rules. The method involves processors storing and processing data, converting travel information from emails, accessing user email accounts, and blocking access based on predefined home geography during travel periods.

The patent also includes claims for methods and systems involving storing access credentials, receiving and transmitting travel data, updating access rules, authorizing access requests during specific time periods, and performing actions such as converting email travel information, checking authorization token expiration, blocking access based on user location, and updating rules based on canceled travel plans. The claims cover various scenarios such as requesting access to a network, completing credit card transactions, and utilizing natural language processors for data conversion, all aimed at ensuring secure and authorized access based on travel plans.

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GlobalData, the leading provider of industry intelligence, provided the underlying data, research, and analysis used to produce this article.

GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.