Stripe had eight patents in mobile during Q1 2024. Stripe Inc filed patents related to authenticating user commerce accounts, communicating location for hands-free payments, customizing transaction authentication using middleware, and processing transactions between merchants and customers securely. These patents focus on enhancing security and convenience in the payment process for users and businesses. GlobalData’s report on Stripe gives a 360-degree view of the company including its patenting strategy. Buy the report here.

Stripe grant share with mobile as a theme is 37% in Q1 2024. Grant share is based on the ratio of number of grants to total number of patents.

Recent Patents

Application: Systems and methods for authenticating a user commerce account associated with a merchant of a commerce platform (Patent ID: US20240104544A1)

The patent filed by Stripe Inc. describes a method and apparatus for authenticating a user commerce account associated with a merchant of a commerce platform. The method involves initiating authentication of the user commerce account from a user device, sending an electronic message with an authentication code to a mobile device associated with the user account, and generating an authentication key for the mobile device upon successful verification of the authentication code. This authentication process aims to ensure secure access to the user account on the commerce platform.

The claims associated with the patent detail the specific steps involved in the authentication process, including requesting and verifying authentication data, sending electronic messages with authentication codes, and generating authentication keys for mobile devices. The method also includes additional features such as collecting user data, associating the data with the user account, and utilizing APIs and communication channels for authentication. Overall, the patent outlines a comprehensive system for authenticating user accounts on a commerce platform, enhancing security and user verification processes for merchants and users interacting within the platform.

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GlobalData, the leading provider of industry intelligence, provided the underlying data, research, and analysis used to produce this article.

GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.